What is CloudCredit

CloudCredit is a financial services IT technology company. We offer development of lending platform that delivers innovation and fully automated system to the global lending market. We offer payday loans, short term instalment loans, long term instalment loans, consumer loans, committed credit line, mortage loans, auto loans, balance sheet loans, broker models, P2P lending. Our team is IT professionals with more than 10 years of experience.

To start with, our codebase is hosted on GitHub, which makes pulling it to your own webserver a breeze. This also gives you the opportunity to get easily all the updates without any hassle or re-installing – just make a pull request. By keeping your core system on the cloud, you can be assured it’ll always be accessible and up to date.

The user interface for day-to-day tasks is browser-based, so it’s highly customizable regarding the role of the user. For example, you can create a user profile with specific permissions and access to information for monitoring purposes, or a profile for someone who deals with fraud detection and needs a thorough analysis of the client database. You can do all this thanks to a united, cloud-based system where everything is adjustable from a simple administration interface. In the constantly changing and evolving world of finance and business, updates are a crucial part of keeping on track with the latest tendencies and laws. With the cloud-based code repository it’s easy to check if the latest updates have been included in your running system.

Our difference from other companies is that we adapt to each client needs and can provide individual solutions as well as work together with client IT team if required. CloudCredit can be implemented for various business needs, whether it is a specific configuration for your country’s respective laws or integration with various APIs. What we give you is full control over our software, including the source code, so you can easily adapt it how you need to. Our system is ready for rapid changes in your business because of its open architecture. Integrating APIs is straight forward and gives you possibilities to reap the benefits of credit info suppliers, SMS messaging, VoIP, integration with ATM’s and more.

By using API’s it is possible to implement diverse functionality which helps in task automation, data retrieval and exchange and much more. Use our tools and frameworks to easily add any API you like.

CloudCredit features an API framework which provides a fast and easy way to connect new API’s for client data comparison and exchange. It is possible to connect any type of API to Cloucredit. Some cases where API’s prove to be useful:

  • VoIP services, processing incoming and outgoing calls;
  • Proxy detection service for added security;
  • Location detecting services.

Automated approval and deny process

APIs give possibilities to automate, for example, client approval – the relevant data can be obtained from 3rd party API’s and automatically checked and approved without using man-hours.

Reverse API integration

Other services can connect to Cloudcredit’s API using a documented protocol. This enables them to execute isolated functions or request specific information. It’s handy when working with brokers or intermediary services.

Logs and statistics

All API calls and processes can be viewed in logs and statistically analysed with our built-in statistics panels. You can analyse how the API’s are performing with your system and pinpoint any errors that way, as well as get in-depth analysis on the overall performance.

API integration

Using Cloudcredit’s API framework it is possible to obtain information from 3rd party services and automatically check it to approve a new client, for example. This can be automated to the level of no mandatory human interaction.

Automated bank services

Cloud credit provides various automated solutions for data exchange or cooperation regarding incoming bank payments.

  • Bank API’s
  • SMS services
  • Data export

There are also methods specific to payouts.

  • Import / export in a specific data format
  • Bank API integration

Automated loan payment handling

We have implemented a mechanism which handles incoming payments automatically using the aforementioned solutions.

  • the payment is assessed
  • after determining what the payment was for, further actions can be taken (automatic SMS, invoice sending, possibly closure of the loan if the amount is sufficient)

Data comparing and filtering by registration data
You can switch between different statistical labels about your users:

    • registration date

    • age

    • gender

    • city

    • workplace

    • bank name

    • salary

    • labels

    • referer

    • and other registration data – there is an option to create a new set of data filtering prameters to display regarding specific factors about your clients.

  • Loan statistics
    Statistical data about all the loans can be accessed in this view.
  • Data comparing and filtering by loan and customer data

    • request date

    • giveout date

    • extension date

    • return date

    • amount

    • commission

    • penalty

    • income

    • returned credits

    • and other data; there is an option to create a new set of data filtering prameters to display regarding specific factors about your clients.

Result grouping by loan count or total sum of loans given out.

    • count

    • amount

  • Administrator statistics
    See user activity statistics, for example, when are your clients the most active and more likely to ask questions or apply for loans.

  • Data comparing and filtering by log data
    Data can be compared and filtered using data from the user activity logs.

  • Result grouping
    You may choose to group the results in days or months.

    • months

    • days

  • Paid services
    View statistics about paid services like SMS messages, API calls and more.

  • Data comparing and filtering by API log data
    Data can be compared and filtered using data from the API activity logs.

    • action date

    • api name

  • Campaign statistics

    View statistics regarding advertisemenet campaign efficiency, as well as affiliate program results. Data can be compared and filtered by

    • campaign cookie
    • referer
    • registration date
    • loan request date
    • requsted amount

Cashflow – Categorized given and incoming money
View apportionment of all incoming and outgoing cash, money given out at any respective day, as well as commisions, penalty, extensions, partial payments etc.

  • Summary – Each loan data to chosen date
    View a summary of data regarding loans in a defined timeframe.

  • Invoices – Each payment to chosen period
    View a summary of invoices at any given date. Every payment has an individual invoice, so you can see statistics about all incoming and outgoing invoices.

  • File export compatibility
    You may view and analyse the data on your own system or tools by using the export functionalty. To ensure compatibility with various tools, we use these file format options:

    • excel
    • csv
    • pdf

CloudCredit enables you to use the power of API’s and connect your data and processes to 3rd party services, like credit info providers, SMS / phone services, external fraud detection, social networks and more. If you have a service with an API in mind, it’s probably possible to connect it to CloudCredit without much hassle. Our code is extensively documented and easy to understand for developers. After some training, it’s possible to modify, build upon and add features independently, while still getting updates. We have an enormous experience dealing with various 3rd party service providers and can assist you with getting up and running the system in no time.

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vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

vincenth

18. March 2019
Welcome to HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM we are international Christian loan firm and Lenders that has offered Loans to various individual and firms in Europe, Asia, Africa and other parts of the world,Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? We offer all types of loan, please email us back with the amount and duration of the loan you require. STAY BLESS REV.FR.VINCENT HARRY SIS ELIZABETH NICOLAS [ASST] HOLY APOSTLES CATHOLIC CHURCH LOAN FIRM EMAIL ADDRESS---holyapostleschurchloan@gmail.com

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